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2025 general tax rate · Salem County, NJ
Lower Alloway Creek Township property tax rate
Lower Alloway Creek Township's 2025 general tax rate is $2.004 per $100 of assessed value. A property assessed at $300,000 owes $6,012.00 for the year. That ranks 445th highest of New Jersey's 564 municipalities, in the lowest quarter, $0.960 per $100 below the $2.960 per $100 state median.
- 1General tax rate $2.004 per $100
- 2Bill on $300,000 assessed $6,012.00
Your Lower Alloway Creek Township tax bill
The bill before exemptions and credits. Compare every New Jersey rate.
General rate and effective rate in Lower Alloway Creek Township
New Jersey publishes two rates for every municipality. The general tax rate, $2.004 per $100 in Lower Alloway Creek Township, is the one applied to the assessed value on the bill: $300,000 assessed owes $6,012.00. The effective tax rate, $1.058 per $100, is "the general property tax adjusted by the municipality's equalization ratio", the rate on market value. Dividing one by the other puts Lower Alloway Creek Township's assessments at about 52.79% of market value, well below market value, the sign of a town that has not revalued recently; the state median is 70.02%.
The effective rate is the fairer comparison between towns. On it Lower Alloway Creek Township ranks 523rd of 564, against 445th on the general rate, and sits $1.080 below the $2.140 median effective rate. At 52.79%, a $300,000 assessment corresponds to roughly $568,289 of market value.
Lower Alloway Creek Township's rate in 2024 and 2025
The general tax rate rose $0.230 per $100 (12.71%) from $1.778 per $100 in 2024, and the same $300,000 assessment owes $678.00 more than at last year's rate. In 2024 Lower Alloway Creek Township ranked 482nd. The effective rate went from $1.148 to $1.058 per $100 (down 7.84%), and the implied ratio from 64.57% to 52.79%: market values rose faster than assessments.
Tax on common assessed values in Lower Alloway Creek Township
| Assessed value | 2025 bill | At the 2024 rate | Versus NJ median rate |
|---|---|---|---|
| $200,000 | $4,008.00 | $3,556.00 | −$1,912.00 |
| $300,000 | $6,012.00 | $5,334.00 | −$2,868.00 |
| $400,000 | $8,016.00 | $7,112.00 | −$3,824.00 |
| $500,000 | $10,020.00 | $8,890.00 | −$4,780.00 |
| $750,000 | $15,030.00 | $13,335.00 | −$7,170.00 |
Each bill is the assessed value divided by 100 and multiplied by $2.004, before exemptions, credits or special charges. These are assessed values, not sale prices: at 52.79% the $300,000 row is a property worth about $568,289. The last column is the difference from the same assessment at the $2.960 per $100 state median.
How Lower Alloway Creek Township compares in Salem County and New Jersey
Among the 15 municipalities in Salem County, Lower Alloway Creek Township ranks 15th highest; the county median is $3.746 per $100, so Lower Alloway Creek Township sits $1.740 per $100 below it. The next higher rate in the county is Carneys Point Township at $2.410, and none has a lower one. Statewide, 21% of municipalities have a lower general tax rate than Lower Alloway Creek Township.
Outside Salem County, the closest rates are Freehold Borough ($2.005, Monmouth), Keyport ($1.992, Monmouth), Elizabeth ($2.017, Union), Lower Township ($2.018, Cape May). Because towns assess at different shares of market value, the effective rate is the better guide to what a house of a given price pays.
Appealing a Lower Alloway Creek Township assessment
New Jersey appeals go to the Salem County Board of Taxation. The petition is due April 1, or May 1 in a year when Lower Alloway Creek Township implemented a municipal-wide revaluation or reassessment (NJ Division of Taxation). Property assessed above $1,000,000 may go directly to the Tax Court, and a County Board judgment can be appealed to the Tax Court within 45 days. The Board tests the assessment against the common level range: the average ratio plus or minus 15%. Using the 52.79% ratio implied by the state's two rates, that range runs from about 44.87% to 60.71% of market value; the Director's official average ratio for Lower Alloway Creek Township, which the County Board applies, can differ slightly.
The New Jersey appeal page sets out each step with its source and the ratio arithmetic. This is a summary of the published procedure, not legal advice.
Lower Alloway Creek Township property tax questions
What is the property tax rate in Lower Alloway Creek Township, NJ?
Lower Alloway Creek Township's 2025 general tax rate is $2.004 per $100 of assessed value; its effective rate, on market value, is $1.058 per $100. Source: New Jersey Division of Taxation.
How much is the property tax on a $300,000 assessment in Lower Alloway Creek Township?
$300,000 ÷ 100 × $2.004 = $6,012.00 a year, before exemptions and credits. At the 2024 rate the same assessment owed $5,334.00.
Is Lower Alloway Creek Township's tax rate high for New Jersey?
It ranks 445th highest of 564, in the lowest quarter of New Jersey municipalities; the median is $2.960 per $100. On the effective rate, which allows for different assessment levels, it ranks 523rd.
How do I appeal a Lower Alloway Creek Township property assessment?
Petition to the County Board of Taxation: by April 1 (May 1 after a municipal-wide revaluation) (NJ Division of Taxation; Guide to Tax Appeal Hearings). Then: county board hearing and judgment (Set by the County Board); appeal to the tax court (Within 45 days of the County Board's judgment).
Source: New Jersey Division of Taxation, 2025 General Tax Rates (general and effective tax rates by county and municipality); prior year from the 2024 General Tax Rates. Appeal steps: NJ Division of Taxation, Assessment and Appeals (updated August 15, 2025); NJ Division of Taxation, A Guide to Tax Appeal Hearings (revised 2022). Last checked October 21, 2026. This page explains published figures; it is not tax or legal advice.