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2025 general tax rate · Ocean County, NJ
Harvey Cedars property tax rate
Harvey Cedars's 2025 general tax rate is $1.112 per $100 of assessed value. A property assessed at $300,000 owes $3,336.00 for the year. That ranks 534th highest of New Jersey's 564 municipalities, among the lowest tenth, $1.850 per $100 below the $2.960 per $100 state median.
- 1General tax rate $1.112 per $100
- 2Bill on $300,000 assessed $3,336.00
Your Harvey Cedars tax bill
The bill before exemptions and credits. Compare every New Jersey rate.
General rate and effective rate in Harvey Cedars
New Jersey publishes two rates for every municipality. The general tax rate, $1.112 per $100 in Harvey Cedars, is the one applied to the assessed value on the bill: $300,000 assessed owes $3,336.00. The effective tax rate, $0.658 per $100, is "the general property tax adjusted by the municipality's equalization ratio", the rate on market value. Dividing one by the other puts Harvey Cedars's assessments at about 59.17% of market value, well below market value, the sign of a town that has not revalued recently; the state median is 70.02%.
The effective rate is the fairer comparison between towns. On it Harvey Cedars ranks 547th of 564, against 534th on the general rate, and sits $1.480 below the $2.140 median effective rate. At 59.17%, a $300,000 assessment corresponds to roughly $507,014 of market value.
Harvey Cedars's rate in 2024 and 2025
The general tax rate fell $0.010 per $100 (1.16%) from $1.125 per $100 in 2024, and the same $300,000 assessment owes $39.00 less than at last year's rate. In 2024 Harvey Cedars ranked 533rd. The effective rate went from $0.714 to $0.658 per $100 (down 7.84%), and the implied ratio from 63.47% to 59.17%: market values rose faster than assessments.
Tax on common assessed values in Harvey Cedars
| Assessed value | 2025 bill | At the 2024 rate | Versus NJ median rate |
|---|---|---|---|
| $200,000 | $2,224.00 | $2,250.00 | −$3,696.00 |
| $300,000 | $3,336.00 | $3,375.00 | −$5,544.00 |
| $400,000 | $4,448.00 | $4,500.00 | −$7,392.00 |
| $500,000 | $5,560.00 | $5,625.00 | −$9,240.00 |
| $750,000 | $8,340.00 | $8,437.50 | −$13,860.00 |
Each bill is the assessed value divided by 100 and multiplied by $1.112, before exemptions, credits or special charges. These are assessed values, not sale prices: at 59.17% the $300,000 row is a property worth about $507,014. The last column is the difference from the same assessment at the $2.960 per $100 state median.
How Harvey Cedars compares in Ocean County and New Jersey
Among the 33 municipalities in Ocean County, Harvey Cedars ranks 27th highest; the county median is $1.902 per $100, so Harvey Cedars sits $0.790 per $100 below it. The next higher rate in the county is Ship Bottom at $1.241, and the next lower is Barnegat Light at $1.107. Statewide, 5% of municipalities have a lower general tax rate than Harvey Cedars.
Outside Ocean County, the closest rates are Longport ($1.111, Atlantic), Cape May ($1.093, Cape May), Saddle River ($1.067, Bergen), Far Hills ($1.160, Somerset). Because towns assess at different shares of market value, the effective rate is the better guide to what a house of a given price pays.
Appealing a Harvey Cedars assessment
New Jersey appeals go to the Ocean County Board of Taxation. The petition is due April 1, or May 1 in a year when Harvey Cedars implemented a municipal-wide revaluation or reassessment (NJ Division of Taxation). Property assessed above $1,000,000 may go directly to the Tax Court, and a County Board judgment can be appealed to the Tax Court within 45 days. The Board tests the assessment against the common level range: the average ratio plus or minus 15%. Using the 59.17% ratio implied by the state's two rates, that range runs from about 50.29% to 68.05% of market value; the Director's official average ratio for Harvey Cedars, which the County Board applies, can differ slightly.
The New Jersey appeal page sets out each step with its source and the ratio arithmetic. This is a summary of the published procedure, not legal advice.
Harvey Cedars property tax questions
What is the property tax rate in Harvey Cedars, NJ?
Harvey Cedars's 2025 general tax rate is $1.112 per $100 of assessed value; its effective rate, on market value, is $0.658 per $100. Source: New Jersey Division of Taxation.
How much is the property tax on a $300,000 assessment in Harvey Cedars?
$300,000 ÷ 100 × $1.112 = $3,336.00 a year, before exemptions and credits. At the 2024 rate the same assessment owed $3,375.00.
Is Harvey Cedars's tax rate high for New Jersey?
It ranks 534th highest of 564, among the lowest tenth of New Jersey municipalities; the median is $2.960 per $100. On the effective rate, which allows for different assessment levels, it ranks 547th.
How do I appeal a Harvey Cedars property assessment?
Petition to the County Board of Taxation: by April 1 (May 1 after a municipal-wide revaluation) (NJ Division of Taxation; Guide to Tax Appeal Hearings). Then: county board hearing and judgment (Set by the County Board); appeal to the tax court (Within 45 days of the County Board's judgment).
Source: New Jersey Division of Taxation, 2025 General Tax Rates (general and effective tax rates by county and municipality); prior year from the 2024 General Tax Rates. Appeal steps: NJ Division of Taxation, Assessment and Appeals (updated August 15, 2025); NJ Division of Taxation, A Guide to Tax Appeal Hearings (revised 2022). Last checked October 21, 2026. This page explains published figures; it is not tax or legal advice.